CRA Books and Working Papers by Kenneth H. Thomas, Ph.D:

Community
Reinvestment
Performance

Probus Publishing

Chicago, 1993

The
CRA
Handbook

McGraw Hill

New York, 1998

The Levy Economics Institute
Of Bard College

CRA Publications:

  • CRA Grade Inflation, Working Paper No. 313 (The Levy Economics Institute of Bard College, Annandale-On-Hudson, NY, September 2000)
  • CRA’s 25th Anniversary: The Past, Present, and Future, Working Paper No. 346 (The Levy Economics Institute of Bard College, Annandale-On-Hudson, NY, June 2002)
  • Optimal CRA Reform: Balancing Government Regulation and Market Forces, Public Policy Brief No. 68 (The Levy Economics Institute of Bard College, Annandale-On-Hudson, NY, 2002)

Select CRA Articles in the American Banker by Kenneth H. Thomas, Ph.D:

  • “Banks Learn the Price of ‘Satisfactory’ CRA Grades,” September 13, 2016
  • Regulators Need to Hold Community Groups Accountable,” August 6, 2015
  •  “A Simple CRA is an Effective CRA,” October 21, 2014
  • “Comptroller Curry: How About Some Real CRA Reform,” April 9, 2014
  • “CRA Due Diligence More Critical than Ever,” December 19, 2008
  • “For Clear Picture, Add Risk to HMDA Data,” October 14, 2005
  • “Time for a Compromise on Small-Bank Exams,” November 12, 2004
  • “The CRA Should Be Reformed – But Leave it Race-Blind,” September 11, 2003
  • “CRA at 25: Reforming an Almost Perfect Law,” December 12, 2002
  • “Hawke’s Revival of Shared Branch Idea Is Welcome,” December 17, 1999
  • “Rising above CRA noncompliance,” November 6, 1991